1. What is Chime? Chime is a digital money service provider that offers a variety of accounts including checking, savings, and credit cards. You can use their debit card at any store that accepts MasterCard or Visa.
2. How does Chime work? You open an account with Chime by providing them with information about yourself. Once you have opened an account, you can deposit funds into your account using your debit card. Your deposits are then held in your account until you withdraw them. You can make withdrawals from your account using your debit or credit card. You can also transfer funds between your Chime accounts using your debit card.
3. Is Chime safe? Yes! Chime uses the same security measures as banks do. All transactions are protected by encryption technology and are secure.
4. Can I get a free debit card? No. To start using Chime, you need to provide them with information about yourself and they will issue you a debit card.
5. Are there fees associated with opening an account? There are no fees to open an account. However, if you want to add a debit card to your account, you will be charged $10 per month. If you decide to close your account, you will still be charged $10 per year.
6. Do I need to maintain a minimum balance to keep my account active? No. You don't need to maintain a minimum amount in your account to keep it active.
7. Does Chime offer interest rates? Yes. Chime pays 0.05% APY on balances over $100. There is no minimum balance requirement to earn interest.

https://chimeblogs.com/blog/chime-savings-account